Event Cancellation Insurance Coverages
This policy reimburses you for your net loss — should the performance or event be necessarily cancelled, postponed or rescheduled due to any peril except what is excluded. We can usually offer you a premium quotation within minutes of a submission.

1. Non-Appearance Insurance:
If your event relies on the appearance of a person or group (performer, speaker, player, invited guest, team, etc.), this option will protect you from the non-appearance of that individual. Generally, including this option requires a medical exam of the specific individual.

2. Weather:
This concerns specific weather conditions such as floods, hurricanes, tornadoes, blizzards, lightning, or any other life-threatening weather condition. These weather conditions must prevent the majority of the audience from reaching the venue where your event is taking place.

3. Travel:
Unavoidable travel delays (aircraft or other modes of transportation), equipment delays, mechanical breakdown, power failures.

4. Natural Disaster:
Fire, earthquake or other damage that causes your venue to be unusable.

Are Event Insurances Affordable?
Event insurance can be very affordable. For instance An  Insurance Company offers an online option for single-day, invitation-style events with fewer than 200 attendees for a $100 – $150 premium .  Check average insurance rates here

What are the types of events that are generally covered for an event insurance:
Private events and business events are generally covered. Private events generally include: Anniversary Party, Baby Shower, Baptism, Bar/Bat Mitzvah, Birthday Party, Class reunion, Engagement Party, Family Reunion, Graduation Party, House Warming, memorial service, Private Achievement Celebration, Private Holiday Party, Wedding Shower. And business insurances generally cover: Business Dinner, Non-Profit Function, Corporate Private Party, Fundraising Dinner, and Conferences. This is a general event coverage, however you have to check with your event insurance about the areas they cover.

What does a “named insurance” mean?
The “Named Insured” is the person or business/organization in whose name the policy was purchased. Typically the Named Insured would be the same person or business / organization entity that signed the contract with the venue or for the event.

How do I collect my liability policy which is required for the event?
Most purchasers can download their policies and certificates right from the web site as soon as the purchase is complete; a copy will also be e-mailed to you. Few other insurance companies e-mail the Certificate of Liability directly to your venue if you have provided their e-mail address on your application.

Will my event be covered if  it run’s past midnight?
Most of the times,  The Special Event Liability Policy will afford coverage for the day of the event as well as the 24 hours prior to the event and 24 hours after the event for the set up and tear down.

Note: This article is for information purposes only. Please contact a qualified insurance agent for advice.

List of websites to get event insurance quotes

http://www.travelers.com/
http://www.rvnuccio.com/
http://www.privateeventinsurance.com/
http://www.theeventhelper.com/
http://www.insureaparty.com/

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1.Location

The importance of the location cannot be stressed enough. We must understand that no-one will visit an event; however they may like it, if it is too far or improbable for them do so. Nobody likes to spend time traveling and hence, when deciding on your venue, you must keep this in mind. Have a look at your expected attendees and then choose a location that would seem appropriate to most of them.

2.Size

Have you ever been in an overcrowded room? Did you like it? Well, of course you didn’t. No one does. Hence, while choosing a venue, make sure that the place would still have some breathing space after all of your guests have arrived.

3.Amenities

Although most of the venues today provide the basic amenities and facilities that would be required during an event, be sure to check that they exist and have been well maintained. You don’t want to spend time on the D-Day sorting out parking problems!

4.The Price

While choosing a venue, more often than not, the deciding factor comes out to be the price. The essential thing is to maintain a balance. You don’t want overspend on the venue as that would mean curtailing your other expenses unnecessarily. At the same time, don’t just settle for the one that has the lowest pricing on the radar. Analyze your budget and see how much you can allocate to the venue without disturbing the rest of the plan.

5.The Visit

It is always advisable to visit the venue and check out all the facilities for yourself. Try and a have a look at some of the previous events that had been hosted at the venue and you would have a better understanding of the place.

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